The iTrustCapital Crypto IRA is a self-directed individual retirement account (SDIRA) platform that allows investors to trade cryptocurrencies and physical gold or silver tax-advantaged. It enables 24/7 self-directed trading directly through institutional custodians like Fortress Trust and Coinbase Custody with a flat 1% transaction fee. iTrustCapital Platform Overview Feature Details Account Types Traditional IRA, Roth IRA, SEP IRA, Rollover Trading Fee 1% per crypto transaction Precious Metals Fee $50 over spot per oz (Gold), $2.50 over spot per oz (Silver) Monthly Account Fee $0 Account Minimum $1,000 initial deposit Custody Providers Coinbase Custody, Fortress Trust, Fireblocks Supported Assets 35+ cryptocurrencies, physical gold and silver How to Open an iTrustCapital Crypto IRA Account For the latest information on cashing out and withdrawal-related options, visit the official Trust Wallet Help Center iTrustCapital Fee Structure and Minimums Cost Category Fee Amount Notes Account Maintenance $0 / month No recurring subscription fees Minimum Initial Deposit $1,000 Required to activate trading Minimum Asset Purchase $30 Applies to individual trades Crypto Trading Fee 1.0% per trade Calculated on total trade volume Gold Trading Fee $50 / oz over spot Physical gold held in institutional vaults Silver Trading Fee $2.50 / oz over spot Physical silver held in institutional vaults Outgoing Wire Fee $25 Applied to cash withdrawals or transfers iTrustCapital vs. Alternative Crypto IRAs Platform Feature iTrustCapital Choice by Kingdom Trust Bitcoin IRA Monthly Fee $0 $0 – $13.75/mo $0 (High setup fees) Transaction Fee 1% 0.75% – 1% 1% – 2% + asset spread Setup Fee $0 $0 Up to 5.99% Asset Variety 35+ Cryptos, Gold, Silver 30+ Cryptos, Stocks 60+ Cryptos Institutional Custody Coinbase Custody, Fireblocks Kingdom Trust BitGo Trust Common Operational Delays and Troubleshooting Steps Account transfers and trade executions can occasionally encounter processing bottlenecks due to custodian delays or incomplete documentation. Deposit or Rollover Delays Direct IRA transfers typically take 1 to 3 weeks depending on the releasing custodian. To resolve a stalled transfer: Trade Execution Errors If an order fails or shows a “Pending” status for longer than 60 seconds: If you’re also exploring how crypto can be used within a retirement account, read our Crypto IRA Complete Guide for more information. Frequently Asked Questions